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PROTECT YOURSELF

FROM EVICTION, DEBT AND STRESS!

 

Bankruptcy is not the end, it is the BEGINNING.

LET US HELP YOU START FRESH

Stop Foreclosure

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

Stop Garnishments

You can stop a garnishment. You can stop a wage garnishment by asking the court to order installment payments in your case. Read Getting an Installment Payment Plan to learn more. Objecting to a garnishment will stop it until the objection is decided.

Eliminate Debts

It’s easy (and often fun) to get into debt, but it can be painfully difficult to get back out. It can take just a few months to create tens of thousands of dollars in debt, but it may take decades to pay off that debt. 

Get Your License Back

Through out the US, driver licenses are revoked due to parking tickets, and in some cases its a hard process to retrieve. Not with My Fresh Start, we assist you with a clear game plan for getting your license back.

WHAT BANKRUPTCY CHAPTERS WE OFFER

CHAPTER 7

Chapter 7 Bankruptcy is the simplest, most straightforward form of bankruptcy and is a legal excuse from paying most types of unsecured debts, such as credit cards and personal loans. In a bankruptcy case filed under chapter 7, you will file a petition with the Bankruptcy Court that lists all of your assets, liabilities, income and expenses, along with other relevant information. The basic idea is to show the Court that you qualify pursuant to Title 11 of the United States Code for a ‘discharge of your debts.

CLIENT TESTIMONIAL

My wages were being garnished and I had thousands of dollars in medical bills and credit card bills. I found out about Fresh Start bankruptcies but most lawyers charge thousands of dollars so when I found My Fresh Start I could finally afford to get my life back.

Jennifer

Medical Challenges

CHAPTER 7 BENEFITS

  • Attorney Telephone/Video Consultations

  • 1st Credit Counseling Course

  • Bankruptcy Petition Preparation

  • 3 – Bureau Credit Report

  • Petition Electronically filed where available (with $335 avg, court filing fee)

  • 2nd Credit Counseling Course

  • Your complete Bankruptcy Petition by mail and email

CHAPTER 11

In Chapter 11, a plan is submitted, much like in a Chapter 13 case. The filer has 120 days to propose a reorganization plan. The reorganization proposal must provide structure as to how the business will continue to operate. Normally, the plan will include information about downsizing the business, negotiating debts, and liquidating assets within the business. The purpose of the plan is to show creditors how they will be repaid and how the business will be able to continue running.

CHAPTER 11 BENEFITS

  • Attorney Telephone/Video Consultations

  • 1st Credit Counseling Course

  • Bankruptcy Petition Preparation

  • 3 – Bureau Credit Report

  • Petition Electronically filed where available (with $550 avg, court filing fee)

  • 2nd Credit Counseling Course

  • Your complete Bankruptcy Petition by mail and email

CHAPTER 13

Chapter 13 bankruptcy provides a means of relief for individuals struggling with debt who either may not qualify for Chapter 7 or whose circumstances might benefit from the additional relief provided under Chapter 13. It can be used by individuals to re-pay some or all of their debt over a reasonable period of time in order to protect assets that might be at risk in a Chapter 7 case or who might have too much income to qualify for Chapter 7.

CHAPTER 13 BENEFITS

  • Attorney Telephone/Video Consultations

  • 1st Credit Counseling Course

  • Bankruptcy Petition Preparation

  • 3 – Bureau Credit Report

  • Petition Electronically filed where available (with $335 avg, court filing fee)

  • 2nd Credit Counseling Course

  •  Repayment Plan

  • Your complete Bankruptcy Petition by mail and email

Let Our Experts Help You Achieve the Relief You Need and Deserve!

Get Help TODAY & Speak to an Expert

CLIENT TESTIMONIALS

I lost my job and I couldn’t pay my bills for a year, I tried catching up but things just got worse. I didn’t have much money so when I found My Fresh Start it was a blessing.

Maria

Bill Challenges

I got an eviction notice on Thursday for a Monday eviction. I called My Fresh Start Thursday night and they prepared my petition for me to file for bankruptcy and stop my eviction by Friday afternoon.

David

Eviction Challenges

WE HAVE YOU COVERED IN ALL 50 STATES!

Get Started Today & Speak to an Expert!